Term Life Insurance and Accidental Death and Dismemberment

Securian Insurance Company is the provider of your Group Term Life Insurance and Accidental Death and Dismemberment (AD&D) Program.

Coverage for Yourself

If you are a newly eligible employee you may elect coverage in $10,000 increments up to a maximum of $300,000.

You may choose up to $50,000 guaranteed coverage without completing a Evidence of Insurability (EOI). If you select coverage greater than $50,000 for yourself, you must complete the EOI process to be reviewed by Securian.

Coverage for Your Dependents
You may chose to purchase coverage for your dependents who are eligible for health benefits with the State in $5,000 increments up to half of your coverage amount (up to a maximum of $150,000). You may choose up to $25,000 guaranteed coverage for eligible dependents without an EOI. If you select coverage greater than $25,000 for a dependent, an EOI for that dependent must be completed and reviewed by Securian.

If you have any other questions regarding this program please visit the Securian website www.lifebenefits.com/maryland or contact our Securian dedicated customer service representatives at 1-866-883-3514.

AD&D

The Accidental Death and Dismemberment (AD&D) Plan is available to all Active Employees and their dependents who are eligible for health benefits with the State. The AD&D Plan is offered through Securian Insurance Company. The plan provides benefits in the event of an accidental death or dismemberment. No medical review is required for enrollment in the plan. This plan will cover you for accidents that occur at work as well as accidents off the job.

You can choose individual or family coverage in an amount equal to

  • $100,000
  • $200,000
  • $300,000

If you choose family coverage, your dependents are covered for a percentage of your benefit amount.

Advance Directives

Who will make health care decisions for you if you are unable to do so yourself? An Advance Directive is a useful legal document that speaks for an adult of any age about future health care needs.

Read the most current information about Maryland's Health Decisions Policy and Advance Directives.